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New York Life Insurance Co. & NYLIFE Securities LLC-Josh Ervasti
- Finance/Retirement Planning
We specialize in working with our clients in the areas of business and personal planning. Most people have done some good planning. They have existing relationships with very good financial professionals. They have spent a lot of time talking about these things, but for some reason, the job never gets done. Our goal is to help our clients do three things:
1) Clearly define and understand their objectives,
2) Develop a plan to accomplish those objectives, and
3) Take action.
We offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to buy/sell arrangements, key person coverage, executive bonus plans, business owner exit strategies, employee benefits, college funding, retirement, managing costs for extended periods of care and lifetime income strategies.
In addition, as an Agent of New York Life, I have exclusive access to the Advanced Planning Group - a premier planning team of over 30 experienced professionals with specialized training in law, taxation, accounting, business, insurance, finance, and philanthropic planning. Combined, they have more than 300 years of experience assisting with wealth strategies and business planning objectives in numerous concentrations, such as business protection and succession, nonqualified executive benefit strategies, tax diversification and reduction strategies, transnational planning (non-U.S. citizen), estate tax mitigation, and charitable planning.
Our office is located behind the Panera Brad on 42nd and Westown in West Des Moines. We are in the Galleria building next to Iowa Sleep Center and Iowa CPAP.